ESTABLISHING A SPECIAL ASSETS DEPARTMENT

In the ever-evolving landscape of banking, particularly for institutions with assets under $5 billion, the emergence of a Special Assets Collection Department has become a vital strategy in managing financial…

Read more »

FINANCING OPTIONS FOR WINERIES AND WINE PRODUCERS

The wine industry, known for its rich history and complex production processes, requires significant capital investment. From purchasing land and planting vines to producing and aging wine, every step involves…

Read more »

BANK LOAN CHALLENGES: STRATEGIES FOR BUSINESS OWNERS

Imagine This Your relationship with your bank takes a serious turn when you receive notice that your company has been moved to its “Special Assets” department. This department, also known…

Read more »

RESPONDING TO A REGULATORY NOTICE OF NON-COMPLIANCE… OR WORSE

Introduction Financial institutions’ executives, individual directors, and boards hold the primary responsibility for ensuring the safe, sound, profitable, and compliant operation of their institution. While operational challenges that affect profitability…

Read more »